蚂蚁集团蚂蚁宝上线“金选”：首批 40 余款保险入选

3 月 1 日消息，相互宝关停一个月后，蚂蚁集团旗下保险代理平台蚂蚁保正式上线“金选”服务，首批入选“金选”的产品共 40 余款，覆盖医疗险、重疾险、意外险、寿险等险种，包括中国人民保险、平安保险、中国太平洋保险、阳光保险、众安保险等数十家知名保险公司的保险产品。

蚂蚁方面表示，该服务将保险产品推荐规则透明化，筛选出综合竞争力最强的保险产品，以降低消费者选择保险产品的难度。

从介绍来看，蚂蚁保联合行业精算师、保险产品研究员、资深保险产品专家等，共建蚂蚁保 AIMM 金选模型。据此评估对比市场上 2000 多款保险产品，优中选优，挑选出的保险产品谓之“金选”。在筛选标准方面，蚂蚁保金选产品会从投保门槛、保障范围、性价比、服务理赔和公司经营五个维度对平台上的保险产品做综合对比，最终筛选出平台上综合竞争力最强的保险产品，尝试建立了一套科学评估保险产品的 AIMM 金选五维模型，并试运行“金选”服务。

IT之家了解到，蚂蚁保是蚂蚁集团旗下综合性互联网保险代理平台，由蚂蚁保保险代理有限公司管理并运营。蚂蚁方面表示，目前已甄选出各细分险种前 10% 的产品。此外还会根据用户反馈作出调出。

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